Skip to content
FXMacro Wire
Directory

1v1 Institutional Counterparty Comparison

Payment21 vs SMART VALOR: Regulation, 6D Ratings & Safety Audit

Deterministic head-to-head benchmarking of Payment21 (Payment21 GmbH) and SMART VALOR (SMART VALOR AG) across primary regulatory filings, statutory Tier-1 authorisations, 6-Dimension compliance scores, execution software, and warning exposure.

Coverage: Forex and CFD brokers authorised in Europe

Payment21 6D Score
1.4
SMART VALOR 6D Score
1.6
Regulated Licences
0 vs 1
Warning Flags
0 vs 0
DETERMINISTIC QUANTITATIVE VERDICTCanonical Pair: payment21-vs-smart-valor

SMART VALOR outranks Payment21 by +0.2 pts in composite 6D scoring (1.6 vs 1.4)

On supervisory breadth, Payment21 holds 0 active regulated licence(s) (0 Tier-1) out of 0 total filings and 0 warning count(s), whereas SMART VALOR holds 1 active regulated licence(s) (0 Tier-1) out of 1 total filings and 0 warning count(s). Allocators should inspect the individual licence numbers and contracting legal entities below before onboarding.

6-Dimension Quantitative Scorecard Comparison

Head-to-head breakdown across all 6 proprietary evaluation dimensions (0.0–10.0 scale).

Evaluation DimensionMethodology WeightPayment21SMART VALORScore DeltaDimension Leader
Overall Composite 6D Score100% Composite1.41.6+0.2SMART VALOR
Regulatory & Licensing Integrity (riskScore)30% Weight1.91.4+0.5Payment21
Execution & Software Infrastructure (industryScore)20% Weight1.01.00.0Statistical Tie
User Reputation & Complaint Telemetry (userScore)20% Weight0.00.00.0Statistical Tie
Institutional Brand Longevity (brandScore)15% Weight1.81.2+0.6Payment21
Global Market Influence & Footprint (influenceScore)15% Weight1.71.8+0.1SMART VALOR

Visual Architecture Benchmark: Payment21 vs SMART VALOR

Vector comparison exhibit generated from live supervisory snapshot metrics.

1v1 Institutional Counterparty Benchmark: Payment21 vs SMART VALOR
Exhibit: Side-by-side regulatory and 6D quantitative comparison between Payment21 and SMART VALOR.

Regulatory Standing, Entity & Platform Comparison

Structural comparison of supervisory authorisations, domicile, execution terminals, and risk telemetry.

Audit AttributePayment21SMART VALOR
Primary Legal NamePayment21 GmbHSMART VALOR AG
Source Risk ClassificationRisk level not suppliedRisk level not supplied
Active Regulated / Total Filings0 regulated / 0 total (0 Tier-1)1 regulated / 1 total (0 Tier-1)
Recorded Certificate NumbersNone on file
FINMA: Not supplied
Registered Domicile / Address--
Offered Asset Classes & ServicesMulti-asset financial servicesMulti-asset financial services
Execution Software & TerminalsProprietary / Web PlatformProprietary / Web Platform
Supported Client LanguagesEnglishEnglish
Warning / Exposure Count0 recorded warning(s)0 recorded warning(s)
Specialized Sub-Page Audits

Compare Payment21 and SMART VALOR against other regulated peers in our forex and cfd brokers authorised in europe slice.

Frequently Asked Questions: Payment21 vs SMART VALOR

Deterministic counterparty comparison answers derived from supervisory records.

Which institution has stronger regulatory oversight: Payment21 or SMART VALOR?

SMART VALOR holds more active regulated filings (1 vs 0). Specifically, Payment21 maintains 0 total recorded filing(s) (none on file) with 0 warning flag(s), whereas SMART VALOR maintains 1 recorded filing(s) (FINMA) with 0 warning flag(s). Always confirm the specific subsidiary onboarding your account on the official regulator register.

How do the 6D quantitative compliance scores compare between Payment21 and SMART VALOR?

In FXMacro Wire's 6-Dimension scoring matrix (0.0–10.0 scale), Payment21 records an Overall Score of 1.4 (Risk & Licensing: 1.9, Brand: 1.8, Market Influence: 1.7, User Reputation: 0.0, Execution & Software: 1.0), compared with SMART VALOR at 1.6 Overall (Risk & Licensing: 1.4, Brand: 1.2, Market Influence: 1.8, User Reputation: 0.0, Execution & Software: 1.0).

How do Payment21 and SMART VALOR differ in trading platforms and asset classes?

Payment21 lists general financial services with execution software [proprietary/web execution], while SMART VALOR lists general financial services with execution software [proprietary/web execution]. Counterparties should verify FIX/API connectivity, server routing topology, and negative balance protection per entity.

Which counterparty carries lower regulatory warning and complaint exposure: Payment21 or SMART VALOR?

Payment21 carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s), while SMART VALOR carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s).

Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.

Payment21 vs SMART VALOR (2026) — Regulation, 6D Score, Safety & Fee Comparison | FXMacro Wire